The biggest and most joyful change in anyone’s life is getting married. You step into a new journey of life and want to spend whole life together. For the wedding and for the rest of the life you both plan many things together. You plan about your upcoming life, honeymoon, new home, and family. All these things are important and wonderful to be discussed. But mostly, people forget to discuss one most important topic and that is your financial protection. Financial protection is as important as other things matter in life. Usually, people give less importance to life insurance. In fact, it should be at the priority of everything, as it gives you financial security.
When you plan to get married, with the other topics you should discuss with your partner about the life insurance policy. People think planning about the accounts details is enough for life. Like, our account will be joint or separate, who will contribute how much money and things likewise. But on the top life insurance policy is to be discussed. As it gives your partner financial protection after you.
When you plan to get married, with the other topics you should discuss with your partner about the life insurance policy. People think planning about the accounts details is enough for life. Like, our account will be joint or separate, who will contribute how much money and things likewise. But on the top life insurance policy is to be discussed. As it gives your partner financial protection after you.
In that scenario, you have to ask 2 significant questions from your partner when you plan to get married. Watch out the question!
Do you have life insurance?
As I told you, life insurance is important for both partners, so you should ask your partner this very first question. It is your basic right to know about it. Do not think it as a useless question. Time changes in life and at any time, unexpected things can come up in your ways. You should prepare yourself for every bad time. You may get alone after the passing away of your one partner but, your needs do not die with the death of someone. To fulfill your needs, you may need money. And life insurance can give you a shoulder in your bad time. The first thing you need after anyone or in your bad time is money. So, your financial protection is very important.
Now, the question is why to buy life insurance is so important for you? When you get a job, they give you insurance with it. But, if you change your job after sometime the life insurance ends with the job and there is no surety that your new job will give you financial protection. So, buy your own life insurance. You can pay off your debts through insurance coverage or you can spend your life easier. You can use the coverage amount for any new business also. It can bear your monthly expenses. To buy life insurance is not a tough thing to do. And it is easy to afford also.You can buy permanent life insurance at a very low rate if you are having no disease and your age is between 20 to 30. So, before marriage, you should buy a permanent life insurance policy.
Do you have disability insurance?
If playing with the machines is your daily job, means if you are handling any machine daily, there is a high chance of disability. Or if you are a driver, you may get an accident and got disabled for sometime or for the whole life. You do not earn for bread even if you get disabled. Your paycheck gets stopped. Who will help you then in your bad time? Of course! Your disability insurance. If you buy disability insurance it will give you a portion of your monthly income, and you can use the coverage amount for your monthly expenses. After you will get healthy, the disability insurance will get a stop. But if you get disabled for the whole life, you will get the coverage till death.
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